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    <lastmod>2023-09-07</lastmod>
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    <loc>https://www.realifecoopofosseo.com/contact-us</loc>
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    <lastmod>2025-06-17</lastmod>
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      <image:title>Contact Us - Contact us:</image:title>
      <image:caption>osseocoop@gmail.com (763) 424-9056 12 6th Street NE Osseo, MN 55369 Facebook</image:caption>
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  <url>
    <loc>https://www.realifecoopofosseo.com/cooperative-living</loc>
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    <lastmod>2021-05-06</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6093ff0d9f0630067730f0fc/1620328607523-RJJEQVOLUDHAWGNHADRL/Osseo+%282+of+15%29.jpg</image:loc>
      <image:title>Cooperative Living - What is a limited equity cooperative?</image:title>
      <image:caption>A limited equity cooperative is created when restrictions are placed on the resale of cooperative interests to make them more affordable to multiple generations of purchasers. The term “limited equity” refers to the low equity investment a new member makes, compared to what would be the open market purchase price.</image:caption>
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      <image:title>Cooperative Living - What are the tax benefits for cooperative members?</image:title>
      <image:caption>Members can deduct their pro-rata share of the cooperative’s mortgage interest and real estate taxes on their personal federal income tax returns. They also have the ability to exclude gain on the sale of their cooperative interest from taxation as a traditional homeowner.</image:caption>
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      <image:title>Cooperative Living - What is the difference between a cooperative and condo?</image:title>
      <image:caption>A cooperative member owns a cooperative interest and there is an occupancy agreement between the member and cooperative for the member to occupy a unit. A condo owner owns fee simple title in the air space to the back of the paint of the walls of a unit, plus an undivided interest in the common property of the condo development.</image:caption>
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  <url>
    <loc>https://www.realifecoopofosseo.com/floorplans-1</loc>
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    <lastmod>2025-12-04</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6093ff0d9f0630067730f0fc/1620320901792-TMOV2ARLJPXB8COLC3WM/kelly.jpg</image:loc>
      <image:title>Floorplans - The Kelley</image:title>
      <image:caption>1 BR, 1 BA I 832 SF Share Price: $40,805.00 Monthly Member Fees: $1,299.00 Minimum Annual Income Required: $33,887.00 There are 4 of this unit in the building</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6093ff0d9f0630067730f0fc/1620320970727-L7XDIXN373BO726YV7BM/Sibley.jpg</image:loc>
      <image:title>Floorplans - The Sibley</image:title>
      <image:caption>1 BR + Den, 1 BA I 832 SF Share Price: $40,805.00 Monthly Member Fees: $1,299.00 Minimum Annual Income Required: $33,887.00 There are 3 of this unit in the building</image:caption>
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      <image:title>Floorplans - The Snelling</image:title>
      <image:caption>2 BR, 2 BA I 1,174 SF Share Price: $59,792.00 Monthly Member Fees: $1,813.00 Minimum Annual Income Required: $47,296.00 There are 19 of this unit in the building</image:caption>
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      <image:title>Floorplans - The Ramsey</image:title>
      <image:caption>2 BR, 1.5 BA I 1,043 SF Share Price: $51,188.00 Monthly Member Fees: $1,613.00 Minimum Annual Income Required: $42,078.00 There are 28 of this unit in the building</image:caption>
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      <image:title>Floorplans - The Mayo</image:title>
      <image:caption>2 BR + Den, 2 BA I 1,359 SF Share Price: $69,222.00 Monthly Member Fees: $2,018.00 Minimum Annual Income Required: $52,513.00 There are 3 of these units in the building</image:caption>
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    <image:image>
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      <image:title>Floorplans - The Lindberg</image:title>
      <image:caption>2 BR, 2 BA I 1,179 SF Share Price: $61,811.00 Monthly Member Fees: $1,838.00 Minimum Annual Income Required: $47,948.00 There are 20 of this unit in the building</image:caption>
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    <loc>https://www.realifecoopofosseo.com/home</loc>
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    <lastmod>2025-06-17</lastmod>
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